Staff Software Engineer

<h2 class="_9k2iva0 p8i6j0c _1ibi0s314 heading2 _9k2iva1">Staff Software Engineer – Lending Foundations</h2> <h3 class="_9k2iva0 p8i6j0c _1ibi0s314 heading3 _9k2iva1">About Us</h3> <p class="p8i6j01 paragraph">Nu is one of the largest digital financial platforms in the world, with more than 127 million customers across Brazil, Mexico, and Colombia.</p> <div class="tk0j8o1 _1ibi0s31a _1ibi0s3en"><a id="base-ui-:r1tq:" class="wdbi343 wdbi341 _1ibi0s3ec _1ibi0s376" href="https://docs.google.com/document/d/1Jkba3CHSP0Y76ABcaDoyJCfC9slYreP8_0f73t-UvQg" target="_blank" data-label="1" data-base-ui-click-trigger=""></a></div> <p>Guided by our mission to fight complexity and empower people, we are redefining financial services in Latin America and beyond — and this is still just the beginning of the purple future we’re building.</p> <div class="tk0j8o1 _1ibi0s31a _1ibi0s3en"><a id="base-ui-:r1tv:" class="wdbi343 wdbi341 _1ibi0s3ec _1ibi0s376" href="https://docs.google.com/document/d/1Jkba3CHSP0Y76ABcaDoyJCfC9slYreP8_0f73t-UvQg" target="_blank" data-label="1" data-base-ui-click-trigger=""></a></div> <p class="p8i6j01 paragraph">We combine proprietary technology, data intelligence, and an efficient operating model to deliver financial products that are simple, accessible, and human. Our impact has been recognized by global rankings such as Time 100 Companies, Fast Company’s Most Innovative Companies, and Forbes World’s Best Bank.</p> <div class="tk0j8o1 _1ibi0s31a _1ibi0s3en"><a id="base-ui-:r1u4:" class="wdbi343 wdbi341 _1ibi0s3ec _1ibi0s376" href="https://docs.google.com/document/d/1Jkba3CHSP0Y76ABcaDoyJCfC9slYreP8_0f73t-UvQg" target="_blank" data-label="1" data-base-ui-click-trigger=""></a></div> <p class="p8i6j01 paragraph">Learn more at: <a class="ln4xub1 _1ibi0s36w _1ibi0s3f4 _1ibi0s3cg markdown-link _1ibi0s376" href="https://international.nubank.com.br/careers/" target="_blank">&nbsp;<span class="f8uo5q0">https://international.nubank.com.br/careers/</span></a></p> <div class="tk0j8o1 _1ibi0s31a _1ibi0s3en"><a id="base-ui-:r1u9:" class="wdbi343 wdbi341 _1ibi0s3ec _1ibi0s376" href="https://docs.google.com/document/d/1Jkba3CHSP0Y76ABcaDoyJCfC9slYreP8_0f73t-UvQg" target="_blank" data-label="1" data-base-ui-click-trigger=""></a></div> <hr> <h3 class="_9k2iva0 p8i6j0c _1ibi0s314 heading3 _9k2iva1">About the role</h3> <p class="p8i6j01 paragraph">The <strong>Global Lending Foundations</strong> team, within our Global Lending BU, is building the platform that fundamentally changes how we design, build, and roll out lending decisions across new geographies.</p> <div class="tk0j8o1 _1ibi0s31a _1ibi0s3en"><a id="base-ui-:r1ue:" class="wdbi343 wdbi341 _1ibi0s3ec _1ibi0s376" href="https://docs.google.com/document/d/1YHH3k38xnyqZNhUQzOsCB0hx6arhqCORw--KXZnf80Q" target="_blank" data-label="2" data-base-ui-click-trigger=""></a></div> <p>Our mission is to create the tools and evolve the architecture that make it dramatically easier to launch lending products in new countries, with high business impact and direct exposure to Nu’s global expansion.</p> <div class="tk0j8o1 _1ibi0s31a _1ibi0s3en"><a id="base-ui-:r1uj:" class="wdbi343 wdbi341 _1ibi0s3ec _1ibi0s376" href="https://docs.google.com/document/d/1YHH3k38xnyqZNhUQzOsCB0hx6arhqCORw--KXZnf80Q" target="_blank" data-label="2" data-base-ui-click-trigger=""></a></div> <p class="p8i6j01 paragraph">As a <strong>Staff Software Engineer – Lending Foundations</strong>, you will be a senior technical leader in this platform layer: defining the long-horizon technical direction for how Lending platforms scale across countries, products, and partners, and shaping how every future lending product is built across Brazil, the US, Mexico, Colombia and future markets.</p> <div class="tk0j8o1 _1ibi0s31a _1ibi0s3en"><a id="base-ui-:r1uo:" class="wdbi343 wdbi341 _1ibi0s3ec _1ibi0s376" href="https://docs.google.com/document/d/1YHH3k38xnyqZNhUQzOsCB0hx6arhqCORw--KXZnf80Q" target="_blank" data-label="2" data-base-ui-click-trigger=""></a></div> <p>You will operate at <strong>platform scale</strong> — building shared infrastructure that other teams depend on for years — while working in a highly engaged, multi-level engineering group (IC7–IC4) and partnering closely with product and business leaders.</p> <div class="tk0j8o1 _1ibi0s31a _1ibi0s3en"><a id="base-ui-:r1ut:" class="wdbi343 wdbi341 _1ibi0s3ec _1ibi0s376" href="https://docs.google.com/document/d/1YHH3k38xnyqZNhUQzOsCB0hx6arhqCORw--KXZnf80Q" target="_blank" data-label="2" data-base-ui-click-trigger=""></a></div> <hr> <h3 class="_9k2iva0 p8i6j0c _1ibi0s314 heading3 _9k2iva1">You’ll be responsible for</h3> <ul class="p8i6j07 p8i6j02"> <li class="p8i6j0a"><strong>Owning the architectural vision for Lending Foundations:</strong> Define and evolve the platform architecture that underpins lending products across countries, products, and partners, making decisions that outlast individual cycles. <div class="tk0j8o1 _1ibi0s31a _1ibi0s3en"><a id="base-ui-:r1v2:" class="wdbi343 wdbi341 _1ibi0s3ec _1ibi0s376" href="https://docs.google.com/document/d/1YHH3k38xnyqZNhUQzOsCB0hx6arhqCORw--KXZnf80Q" target="_blank" data-label="2" data-base-ui-click-trigger=""></a></div> </li> <li class="p8i6j0a"><strong>Designing and scaling shared platform capabilities:</strong> Build core services, decisioning primitives and integration patterns that multiple lending teams rely on, balancing flexibility with consistency and long-term maintainability. <div class="tk0j8o1 _1ibi0s31a _1ibi0s3en"><a id="base-ui-:r1v7:" class="wdbi343 wdbi341 _1ibi0s3ec _1ibi0s376" href="https://docs.google.com/document/d/1YHH3k38xnyqZNhUQzOsCB0hx6arhqCORw--KXZnf80Q" target="_blank" data-label="2" data-base-ui-click-trigger=""></a></div> </li> <li class="p8i6j0a"><strong>Leading cross-team architectural initiatives:</strong> Drive alignment on hard technical choices across engineering squads and stakeholders, bringing clarity where the path forward is genuinely unclear and ensuring coherent evolution of the Lending platform layer. <div class="tk0j8o1 _1ibi0s31a _1ibi0s3en"><a id="base-ui-:r1vc:" class="wdbi343 wdbi341 _1ibi0s3ec _1ibi0s376" href="https://docs.google.com/document/d/1YHH3k38xnyqZNhUQzOsCB0hx6arhqCORw--KXZnf80Q" target="_blank" data-label="2" data-base-ui-click-trigger=""></a></div> </li> <li class="p8i6j0a"><strong>Evolving event-oriented architectures:</strong> Apply and refine CQRS and event-driven patterns across the platform, making thoughtful trade-offs when building shared infrastructure that must work across geographies and regulatory contexts. <div class="tk0j8o1 _1ibi0s31a _1ibi0s3en"><a id="base-ui-:r1vh:" class="wdbi343 wdbi341 _1ibi0s3ec _1ibi0s376" href="https://docs.google.com/document/d/1YHH3k38xnyqZNhUQzOsCB0hx6arhqCORw--KXZnf80Q" target="_blank" data-label="2" data-base-ui-click-trigger=""></a></div> </li> <li class="p8i6j0a"><strong>Partnering with product and business leadership:</strong> Work closely with the Global Lending BU to translate business goals and expansion plans into platform capabilities and roadmaps, ensuring high, measurable impact on global lending expansion. <div class="tk0j8o1 _1ibi0s31a _1ibi0s3en"><a id="base-ui-:r1vm:" class="wdbi343 wdbi341 _1ibi0s3ec _1ibi0s376" href="https://docs.google.com/document/d/1YHH3k38xnyqZNhUQzOsCB0hx6arhqCORw--KXZnf80Q" target="_blank" data-label="2" data-base-ui-click-trigger=""></a></div> </li> <li class="p8i6j0a"><strong>Multiplying senior engineering talent:</strong> Mentor senior engineers, help them grow toward Staff level, and raise the engineering bar through design reviews, technical guidance, and clear written and verbal communication. <div class="tk0j8o1 _1ibi0s31a _1ibi0s3en"><a id="base-ui-:r1vr:" class="wdbi343 wdbi341 _1ibi0s3ec _1ibi0s376" href="https://docs.google.com/document/d/1YHH3k38xnyqZNhUQzOsCB0hx6arhqCORw--KXZnf80Q" target="_blank" data-label="2" data-base-ui-click-trigger=""></a></div> </li> </ul> <hr> <h3 class="_9k2iva0 p8i6j0c _1ibi0s314 heading3 _9k2iva1">We are looking for a person who has</h3> <p class="p8i6j01 paragraph"><strong>Required</strong></p> <div class="tk0j8o1 _1ibi0s31a _1ibi0s3en"><a id="base-ui-:r200:" class="wdbi343 wdbi341 _1ibi0s3ec _1ibi0s376" href="https://docs.google.com/document/d/1YHH3k38xnyqZNhUQzOsCB0hx6arhqCORw--KXZnf80Q" target="_blank" data-label="2" data-base-ui-click-trigger=""></a></div> <ul class="p8i6j07 p8i6j02"> <li class="p8i6j0a">Extensive experience as a <strong>senior / staff-level engineer</strong> designing and evolving complex distributed systems or platform layers that serve multiple product teams.</li> <li class="p8i6j0a">Deep experience with <strong>event-oriented architectures</strong> (e.g., CQRS, event sourcing, streaming) and clear views on the trade-offs of building shared infrastructure that other teams will depend on for years.</li> <li class="p8i6j0a">Strong background in at least one <strong>functional or JVM-based stack</strong>;&nbsp;</li> <li class="p8i6j0a">Proven track record <strong>owning architectural vision</strong> for large domains or platforms, and bringing clarity and direction in spaces where requirements and constraints are evolving.</li> <li class="p8i6j0a">Demonstrated ability to <strong>drive alignment on hard architectural decisions</strong> across multiple squads and stakeholders, including senior engineers and technical leaders.</li> <li class="p8i6j0a">Experience acting as a <strong>platform-oriented engineer</strong>, where primary customers are other engineering and product teams, and your work directly shapes what they can ship and how fast.</li> <li class="p8i6j0a">Strong communication skills — able to articulate complex technical concepts to both technical and non-technical audiences, and to influence decisions at multiple levels.</li> </ul> <p class="p8i6j01 paragraph"><strong>Nice to have</strong></p> <ul class="p8i6j07 p8i6j02"> <li class="p8i6j0a">Experience in <strong>lending, credit, or financial services</strong> platforms.</li> <li class="p8i6j0a">Experience working in <strong>multi-country or global</strong> product environments.</li> <li class="p8i6j0a">Prior responsibility for <strong>migration or re-platforming initiatives</strong> at scale.</li> <li class="p8i6j0a">Familiarity with technologies like <strong>Clojure, Datomic, Kafka</strong> or similar paradigms is a strong plus</li> </ul> <hr> <h3 class="_9k2iva0 p8i6j0c _1ibi0s314 heading3 _9k2iva1">Location for this opportunity</h3> <p class="p8i6j01 paragraph">This role can be based in one of the following hubs:</p> <ul class="p8i6j07 p8i6j02"> <li class="p8i6j0a"><strong>Toronto, Canada</strong></li> <li class="p8i6j0a"><strong>São Paulo, Rio de Janeiro, Campinas, or Belo Horizonte – Brazil</strong></li> </ul> <p class="p8i6j01 paragraph">(We hire for one location; final base will be defined during the process.)</p> <hr> <h3 class="_9k2iva0 p8i6j0c _1ibi0s314 heading3 _9k2iva1">Work Model for this Role</h3> <ul class="p8i6j07 p8i6j02"> <li class="p8i6j0a"><strong>Hybrid 2–3 times/week</strong>: Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize team connection and collaboration. For more details, visit <a class="ln4xub1 _1ibi0s36w _1ibi0s3f4 _1ibi0s3cg markdown-link _1ibi0s376" href="https://building.nubank.com/nu-hybrid-work-model/" target="_blank">&nbsp;<span class="f8uo5q0">https://building.nubank.com/nu-hybrid-work-model/</span></a> <div class="tk0j8o1 _1ibi0s31a _1ibi0s3en"><a id="base-ui-:r205:" class="wdbi343 wdbi341 _1ibi0s3ec _1ibi0s376" href="https://docs.google.com/document/d/1Jkba3CHSP0Y76ABcaDoyJCfC9slYreP8_0f73t-UvQg" target="_blank" data-label="1" data-base-ui-click-trigger=""></a></div> </li> </ul> <hr> <h3 class="_9k2iva0 p8i6j0c _1ibi0s314 heading3 _9k2iva1">Our Benefits</h3> <p class="p8i6j01 paragraph">Benefits vary by country but are highly competitive in each market. For this role, they typically include:</p> <p class="p8i6j01 paragraph"><strong>If based in Brazil (Employee)</strong></p> <ul class="p8i6j07 p8i6j02"> <li class="p8i6j0a">Chance of <strong>earning equity</strong> at Nubank</li> <li class="p8i6j0a"><strong>Food / Meal Card</strong> (Vale-Refeição and/or Vale-Alimentação)</li> <li class="p8i6j0a"><strong>Public Transportation Commuting Benefit</strong> (Vale-Transporte)</li> <li class="p8i6j0a"><strong>NuCare</strong> – Psychological, Financial and Legal Assistance Program</li> <li class="p8i6j0a"><strong>Life Insurance</strong></li> <li class="p8i6j0a"><strong>Medical Plan</strong></li> <li class="p8i6j0a"><strong>Dental Plan</strong></li> <li class="p8i6j0a"><strong>NuLanguage</strong> – Language Course Program</li> <li class="p8i6j0a"><strong>Nucleo</strong> – Our learning platform of courses</li> <li class="p8i6j0a"><strong>Extended Parental Leave</strong></li> <li class="p8i6j0a"><strong>Daycare Allowance</strong></li> <li class="p8i6j0a"><strong>Parental Consultancy</strong></li> <li class="p8i6j0a"><strong>Work-from-home Allowance</strong></li> <li class="p8i6j0a"><strong>Gym Partnerships</strong></li> <li class="p8i6j0a"><strong>30 days of paid vacation</strong></li> <li class="p8i6j0a"><strong>Relocation Assistance Package</strong>, if applicable</li> </ul> <p class="p8i6j01 paragraph"><strong>If based in Canada (Employee)</strong></p> <ul class="p8i6j07 p8i6j02"> <li class="p8i6j0a"><strong>Health Insurance</strong></li> <li class="p8i6j0a"><strong>Life Insurance</strong></li> <li class="p8i6j0a"><strong>Pension Plan</strong></li> <li class="p8i6j0a"><strong>Extended maternity and paternity leaves</strong></li> <li class="p8i6j0a"><strong>Nucleo</strong> – Our learning platform of courses</li> <li class="p8i6j0a"><strong>NuLanguage</strong> – Our language learning program</li> <li class="p8i6j0a"><strong>NuCare</strong> – Our mental health and wellness assistance program</li> <li class="p8i6j0a"><strong>Vacations</strong></li> </ul> <p class="p8i6j01 paragraph">Exact details and eligibility will be confirmed during the interview process, according to local regulations.</p> <hr> <h3 class="_9k2iva0 p8i6j0c _1ibi0s314 heading3 _9k2iva1">Join us</h3> <p class="p8i6j01 paragraph">If you want to help design the platform that will power Nu’s lending products in every new market we enter — combining deep architecture, event-driven systems, and global impact — we’d love to hear from you.</p> <p class="p8i6j01 paragraph"><strong>Apply now to be our Staff Software Engineer – Lending Foundations in Toronto or one of our Brazil hubs.</strong></p>