Senior Accountant

<div class="content-intro"><p>Lithic is the modern card issuing and processing platform empowering ambitious financial companies to build the future of payments.</p> <p>Our infrastructure powers card programs for 100+ innovative clients, from fintechs reimagining credit and digital banking to platforms transforming disbursements and spend management. Companies like Mercury, Flex, and Novo rely on Lithic's developer-friendly APIs, direct network connections, and flawless reconciliation to launch and scale card programs in weeks, not years.</p> <p>We're building a future where access to better financial products materially improves people's lives, free from the constraints of 30-year-old mainframes and legacy processors. We're proud to be backed by world-class investors who share that vision, including Bessemer Venture Partners, Index Ventures, Spark Capital, Stripes, and Mastercard, along with many others.&nbsp;</p> <p>We're a team of 170+ across 26 states and 7 countries, headquartered in New York City.&nbsp;</p></div><p>Lithic is hiring a <strong>Senior Accountant</strong> to own the annual audit, support AP and AR activity, and drive the month-end close alongside the Accounting Manager. This role is the technical backbone of the accounting team. We encourage you to apply even if you don't meet every requirement below!</p> <h2><strong>What You'll Do</strong></h2> <ul> <li>Serve as the day-to-day lead on external audit requests — managing the PBC list, timeline, and fieldwork logistics, preparing schedules, workpapers, and tie-outs, and responding to auditor inquiries.</li> <li>Own product-level cash reconciliations across network payables, customer receivables, interchange, chargebacks, and fees — ensuring every dollar movement across the card lifecycle ties out between internal ledgers, processor/network reporting, and bank statements.</li> <li>Investigate reconciliation discrepancies using transaction-level data, document root causes, and partner with Data and Engineering to resolve underlying issues.</li> <li>Review AP and AR activity — payments, employee reimbursements, card issuance, invoicing, deferred revenue schedules, and credit application.</li> <li>Prepare and review month-end journal entries — accruals, allocations, reclasses — with adequate support and approval.</li> <li>Back up the Accounting Manager on monthly close to ensure timely, accurate reporting, including variance analysis and cost-saving opportunities.</li> <li>Research and document technical accounting positions, and help maintain and enforce company policies and procedures.</li> <li>Evaluate workflows and procedures, recommending and implementing changes that increase accuracy and efficiency.</li> <li>Provide guidance and technical review to junior team members, plus support for ad hoc analyses and projects.</li> </ul> <h2><strong>What You Bring</strong></h2> <ul> <li>BA/BS in Accounting with 4+ years in Big 4 and/or on a startup accounting team.</li> <li>FinTech experience preferred — familiarity with payments concepts (settlement, interchange, funds flow), or the ability to learn complex transactional data models quickly.</li> <li>Ability to write basic SQL to retrieve, filter, join, and summarize transactional data, with an investigative mindset to identify and explain discrepancies.</li> <li>Demonstrated use of AI tools (e.g., Claude) and advanced Excel to work through large, complex data sets — reconciliations, variance analysis, memo drafting, and process documentation.</li> <li>Experience working directly with auditors on an independent financial statement audit, with working knowledge of GAAP.</li> <li>Advanced ERP experience (preferably NetSuite) and hands-on AP/AR work, including subledger-to-GL reconciliation.</li> <li>Customer service-level communication skills with attention to accuracy and detail.</li> <li>Desire to succeed, adapt, and grow in a fast-paced organization, with an approachable demeanor that inspires trust.</li> <li>Experience with Salesforce, Ramp, Google Suite, and/or Looker is a plus.</li> </ul> <p>The annual US salary range for this role is $89,000 - $120,000 plus equity. This salary range may be inclusive of several career levels at Lithic and will be narrowed during the interview process based on the candidate’s experience and qualifications.&nbsp;</p> <p>This is a hybrid position. Candidates must be located within a commutable distance to our NYC office in Soho. We do not offer visa sponsorship or assistance.</p><div class="content-conclusion"><h3>Benefits for Full-Time US Employees:</h3> <ul> <li>Unlimited PTO</li> <li>12-weeks fully paid parental leave</li> <li>4-Week Fully Paid Sabbatical (earned at your 5-year anniversary)</li> <li>Work From Anywhere: work from anywhere in the world 4-weeks each year</li> <li>3% cashback on card purchases with your complimentary <a href="http://Privacy.com">Privacy.com</a> employee account</li> <li>Health, vision, and dental insurance; HSA Contribution Match</li> <li>401(k) match</li> <li>Voluntary Life Insurance and STD/LTD</li> </ul> <p data-pm-slice="0 0 []">NYC-based employees work from our SoHo office three days a week. Tuesdays and Thursdays are our core days, and you'll choose a third day that works for your schedule and team needs.</p> <p>In-office employees receive:&nbsp;</p> <ul> <li>Commuter benefit</li> <li>Catered lunch every Tuesday and Thursday</li> </ul></div>