AML/CTF Compliance Officer (Australia)

<p><strong>AML/CTF Compliance Officer (Australia)</strong><br><strong>Location:</strong> Sydney, Australia - Flexible (remote, hybrid or on-site)<br><strong>Company:</strong> Telcoin Pty Ltd</p> <p><strong>About Telcoin</strong><br>Telcoin combines blockchain technology with regulated financial services to deliver fast, low-cost digital payments and financial products around the world. Telcoin operates in multiple countries and continues to expand into new markets. As our Australian business grows, we are seeking a Compliance Officer to lead compliance for Telcoin Pty Ltd and serve as its AML/CTF Compliance Officer.</p> <p><strong>The Role</strong><br>We are looking for a hands-on compliance professional who will own the regulatory compliance of Telcoin’s Australian business. You will be Telcoin Pty Ltd’s designated AML/CTF Compliance Officer and its main contact with AUSTRAC, working closely with the global compliance team.</p> <p><strong>Key Responsibilities</strong></p> <ul> <li>Act as Telcoin Pty Ltd’s designated AML/CTF Compliance Officer and primary point of contact with AUSTRAC.</li> <li>Maintain AUSTRAC registrations, including virtual asset service provider (formerly digital currency exchange) and independent remittance dealer registrations.</li> <li>Own and maintain the AML/CTF program under the reformed AML/CTF Act and Rules, including the ML/TF risk assessment, policies, procedures and controls.</li> <li>Oversee customer due diligence, ongoing monitoring and enhanced due diligence for higher-risk customers.</li> <li>Oversee transaction monitoring and blockchain analytics for virtual asset activity, and ensure compliance with travel rule obligations for virtual asset transfers.</li> <li>Ensure timely, accurate regulatory reporting to AUSTRAC, including suspicious matter reports, threshold transaction reports, international funds transfer instructions and annual compliance reports.</li> <li>Manage sanctions compliance, including screening against Australian (DFAT) and UN sanctions lists.</li> <li>Coordinate independent evaluations of the AML/CTF program and own remediation of findings.</li> <li>Deliver AML/CTF and compliance training to staff, management and the board.</li> <li>Report on compliance status, risks and material issues to local management, the board and the global compliance team.</li> <li>Work with the global compliance team to develop and implement group-aligned internal controls, policies and procedures.</li> <li>Ensure compliance with the Privacy Act 1988 and the Australian Privacy Principles, including notifiable data breach obligations.</li> <li>Manage corporate governance for Telcoin Pty Ltd, including board matters, ASIC filings and statutory obligations under the Corporations Act.</li> <li>Monitor regulatory developments, including ASIC’s digital asset platform licensing framework, and lead readiness and licensing projects where needed.</li> <li>Review contracts and agreements for regulatory and compliance risk.</li> <li>Carry out periodic and ad hoc compliance activities required by the business.</li> </ul> <p><strong>Requirements</strong></p> <ul> <li>5+ years of compliance or AML/CTF experience in Australian financial services, fintech or digital assets.</li> <li>Experience working with AUSTRAC, including registrations, reporting and regulatory engagement.</li> <li>Strong working knowledge of: <ul> <li>the AML/CTF Act 2006 and AML/CTF Rules, including the 2024 reforms</li> <li>the Corporations Act 2001</li> <li>the Privacy Act 1988</li> <li>Australian sanctions laws</li> </ul> </li> <li>Experience in fintech, blockchain or digital asset businesses, with a solid understanding of crypto-asset financial crime risks.</li> <li>A proven track record of delivering practical, high-quality compliance solutions at startup pace.</li> <li>Strong project management skills and the ability to prioritise in a fast-paced environment.</li> <li>Comfortable using technology and automation to improve compliance processes.</li> <li>Australian resident with the right to work in Australia.</li> </ul> <p><strong>Preferred Qualifications</strong></p> <ul> <li>CAMS or an equivalent AML certification.</li> <li>Law degree or legal background, particularly in financial services regulation.</li> <li>Experience with AFSL applications or ASIC licensing.</li> <li>Experience with remittance, payments or stablecoin businesses.</li> <li>Experience working within a global group with a central compliance function.</li> </ul> <p><strong>What We Offer</strong></p> <ul> <li>A key leadership role in Telcoin’s Australian business.</li> <li>The opportunity to shape compliance in a fast-growing, blockchain-based fintech.</li> <li>An international and dynamic working environment.</li> <li>A competitive compensation package.</li> <li>Professional growth and exposure to innovative payment and blockchain technologies.</li> <li>Flexible hybrid working based in Sydney.</li> </ul> <p><strong>Apply</strong><br>If you are a compliance professional who wants to build practical, scalable compliance for the next generation of financial services, we would be pleased to hear from you.</p> <p>Please submit your CV and a brief cover letter outlining your experience in AML/CTF, financial services compliance and digital assets.</p>